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Unsecured/Share Secured Loans

Need a little extra cash? Check out our secured and unsecured loans. Great rates and terms to suit every members needs.

Secured:

  • Use your Auto, ATV, Camper, RV, Savings, or CD's to get a Great Secured Loan
  • Low Rates
  • Great Terms

Unsecured:

  • 90 Day Notes
  • Great Terms
  • Borrow up to $4,000

What is the difference between a Secured and Unsecured Loan?

Secured - A secured loan is a loan that uses your collateral as security for the loan. (Collateral could be your auto, ATV, camper, RV, savings, CD, etc.) Secured loans are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor credit history. RCU can be more flexible when it comes to secured loans, making a secured loan possible when you may have been turned down for an unsecured loan.

Unsecured Loan - An unsecured loan is a personal loan where the lender has no claim on a member's property (i.e., home, auto, boat, camper, etc.) should they fail to repay. Instead, the lender is relying solely on the ability of a member to meet their loan borrowing repayments.

See our Loan Rate Guide.

 
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