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Maximize earnings on your higher balances while maintaining access to the funds.

Key Features

  • Tiered Rates to Reward Higher Balances
  • High Dividends
  • Enhanced Access to Funds
  • Free Digital Banking


  • Maximize earnings on your higher fund balances
  • Competitive, tiered dividends on balances of $25,000 or more
  • Higher balances earn higher rates
  • $25,000 minimum deposit required to open
  • Enjoy flexibility with enhanced access to funds:
    • Unlimited in-person withdrawals or by mail
    • 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; $25 per transaction in excess thereafter
  • Free digital banking services
  • Shared branching available
  • Direct deposit available
  • Lockbox service available

An organization must be a bona fide non-profit entity organized under applicable state or federal law and must qualify for exemption from federal income taxes. These entities generally will be organized and operated exclusively for religious, charitable, educational, or public safety. Members will be reuqired to provide proof of their status, which generally will be a determination letter from the Internal Revenue Service, or similar documentiation. 

All entities must also open and maintain a Regular Share account with the required $10 par value to be considered a member in good standing.

*Tiered Variable Rate- This account is subject to a tiered variable rate. For the current dividend rate and corresponding APY (anual percentage yield), refer to the accompanying account disclosure rate suppliment. This rate will be compounded monthly based on daily average balances.

*Minimum Balance Requirments- THe minimum balance required to open this account is $25,000.00. In order to ear the disclosed APY, you must maintain a balance at least equal to $25,000.00 in your account each day to avoid a fee. 

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