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There might be more to your home than you think — like extra cash hiding as equity. Convert that equity into a loan or line of credit.

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions
  • Friendly Service
  • Convert the equity in your home into cash for anything:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more
  • Borrow up to 100% of your home’s value
  • The existing equity in your home is used as collateral backing
  • The interest paid may be tax deductible*
  • Competitive rates
  • Fixed monthly payments
  • Flexible payment options
  • Online account management
  • Fast decisions made locally in the Belpre or Marietta area
  • Attentive, friendly service from start to finish

A home equity line of credit (HELOC) is secured by your home and allows you to access the available equity you have in your home. With a HELOC, you can borrow as much or as little as you need, whenever you need it — up to a credit limit established at closing.

As you repay your outstanding balance, the amount of available credit is replenished — meaning you can borrow against it again throughout your draw period. Whether you need to cover home improvements or fund a large purchase or dream vacation, HELOC financing can help. 

  • Turn the equity in your home into funds that are available as needed
  • Competitive financing for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • Borrow up to 100% of your home’s value
  • Competitive rates
  • Flexible payment options
  • Online account management
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Riverside checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Fast decisions made locally in the Belpre or Marietta area
  • Attentive, friendly service from start to finish

*Consult a tax advisor.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.

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