There might be more to your home than you think — like extra cash hiding as equity. Convert that equity into a loan or line of credit.
Key Features
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Competitive Rates
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Customized Terms
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Local Decisions
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Friendly Service
- Convert the equity in your home into cash for anything:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And more
- Borrow up to 100% of your home’s value
- The existing equity in your home is used as collateral backing
- The interest paid may be tax deductible*
- Competitive rates
- Fixed monthly payments
- Flexible payment options
- Online account management
- Fast decisions made locally in the Belpre or Marietta area
- Attentive, friendly service from start to finish
A home equity line of credit (HELOC) is secured by your home and allows you to access the available equity you have in your home. With a HELOC, you can borrow as much or as little as you need, whenever you need it — up to a credit limit established at closing.
As you repay your outstanding balance, the amount of available credit is replenished — meaning you can borrow against it again throughout your draw period. Whether you need to cover home improvements or fund a large purchase or dream vacation, HELOC financing can help.
- Turn the equity in your home into funds that are available as needed
- Competitive financing for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
- Borrow up to 100% of your home’s value
- Competitive rates
- Flexible payment options
- Online account management
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified Riverside checking account
- The interest paid might be tax deductible*
- Set up automatic payments to be deducted from your account monthly
- Fast decisions made locally in the Belpre or Marietta area
- Attentive, friendly service from start to finish
*Consult a tax advisor.
All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.