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Rates

Certainty is a good and rare thing — especially when it comes to saving. Enjoy guaranteed earnings with our share certificates.

Key Features

  • Fixed Rates
  • Competitive Dividends
  • Wide Range of Terms
  • No Setup or Maintenance Fees
  • Gain peace of mind with guaranteed earnings
  • Competitive, fixed rates
  • Higher rates than a standard savings account
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup fees or monthly service fees
  • Early withdrawals subject to penalty
  • All funds insured by NCUA (up to statutory limits)
  • $500 minimum deposit to open

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GO AHEAD, BUMP IT UP

When interest rates rise, a bump-up certificate of deposit can help our members take advantage of increasing yields. A bump-up CD gives our members the option to boost their CD’s annual percentage yield during the life of the CD without having to change its terms1.
 
For a limited time, we are offering a special bump-up CD with two terms options: 30 months and 54 months.  You can bump your rate once with a 30-month CD and twice with our 54-month CD. The inital offer rate/APY is:
30-month = 1.65% APY
54-month = 2.85% APY
Key Features
  • Gain peace of mind with guaranteed earnings
  • Competitive, fixed rates, with bump rate to current rate option
  • Early withdrawals subject to a penalty
  • $10,000 minimum deposit required to open

1 You may elect, at any time during the term of this term share account,  to change or "Bump" the dividend Rate, and corresponding APY, to the prevailing rate being offered for new accounts with the same type and term, if offered at that time.  If such term is unavailable, the rate will be based on the term nearest to, but not longer than, the original term of your account.

If you elect to increase the rate of your account,the updated or "bumped" rate and corresponding APY will become effective within three (3) business days after we receive your notice and remain in effect until the original maturity date of your account. The new rate will not be applied retroactively nor change the term of your account. No new funds may be added to your account at any time.

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