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APY = Annual Percentage Yield. Rates effective as of 4/27/2019. Fees may reduce earnings.

Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $10,000 $25 2.96% 3.00%
$10,000+ $25 0.25% 3.00% to 0.50%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $25 1.00% 1.00%
$15,000+ $25 0.25% 1.00% to 0.35%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Certificates of Deposit (Regular & IRAs) Learn More

Term Minimum Balance Rate APY
6 Months

$500

0.95% 0.95%
12 Months

$500

1.10% 1.11%
24 Months

$500

1.20%

1.21%
24 Months

$5,000

1.35%

1.36% 
24 Months

$25,000

1.50%

1.51%
36 Months $500

1.65%

1.66%
36 Months $5,000

1.80%

1.81%
36 Months $25,000

1.95%

1.97%
39 Month Rate Bump1

$5,000

1.70% 1.71%
48 Months

$500

2.25% 2.27%
48 Months

$5,000

2.40% 2.43%
48 Months

$25,000

2.55% 2.58%
60 Months $500

2.60%

2.63%
60 Months $5,000

2.75%

2.78%
60 Months $25,000

2.90%

2.94%

1 Members may change (or "bump") their certificates to the current rate up to 2 times prior to maturity.

A penalty will be imposed for any withdrawal of the principal balance prior to maturity.

APY shown is based on an assumption that interest will remain on deposit until maturity.

Regular Shares Learn More

Tier Rate APY
Under $10 0.00% 0.00%
$10 - $1,500 0.20% 0.20%
Over $1,500 0.25% 0.25%

$10 minimum balance required.

Share Plus Money Market Account Learn More

Tier Rate APY
Under $10,000 0.00% 0.00%
$10,000 - $50,000 0.45% 0.45%
$50,000 - $100,000 0.50% 0.50%
$100,000 - $250,000 0.55% 0.55%
Over $250,000 0.60% 0.60%

$10,000 minimum balance required

Vehicle Loans Learn More

Type 24 Mos. 36 Mos. 48 Mos. 60 Mos. 72 Mos.
New 2.34% 2.74% 2.99% 3.09% 3.24%
Used 2017-2018     2.44% 2.84% 3.09% 3.19% 3.34%
Used 2014-2016 2.59% 2.99% 3.34% 3.44% n/a
Used 2011-2013 2.74% 3.24% 3.84% n/a n/a
Used 2010 & Older 2.99% 3.74% n/a n/a n/a

New = Current or previous model year with less than 10,000 miles and never been titled

Maximum 125,000 miles and minimum $5,000 loan amount for all used vehicles.

Motorcycle Loans Learn More

Type 12 Mos. 24 Mos. 36 Mos. 48 Mos. 60 Mos.
New 2.34% 2.59% 2.99% 3.24% 3.34%
Used 2014-2018 2.84% 3.09% 3.49% 3.99% n/a
Used 2011-2013 3.34% 3.59% 4.24% n/a n/a
Used 2008-2010 4.34% 4.59% n/a n/a n/a

New = current or previous model year that have never been titled

Recreational Loans

Type 24 Mos. 36 Mos. 48 Mos. 60 Mos. 72 Mos. 120 Mos.
New 3.09% 3.74% 4.24% 4.34% 4.99% 5.49%
Used 2014-2018 3.84% 4.49% 5.24% 5.34% n/a n/a
Used 2011-2013 4.34% 5.24% 6.24% n/a n/a n/a
Used 2008-2010 5.59% n/a n/a n/a n/a n/a

New = Current or previous model year that have never been titled
Minimum loan amount of $10,000 for 72 month term and $25,000 for over 72 months.

Recreational ATVs

Type 24 Mos. 36 Mos. 48 Mos. 60 Mos.
New 3.09%    3.49% 4.24% 4.59%
Used 2016-2018 3.59% 4.24% 4.99% 5.34%
Used 2013-2015 4.09% 4.74% 5.49% 6.34%

New = Current or previous two model years and no previous owner

Farm Equipment

Type 24 Mos. 36 Mos. 48 Mos.   60 Mos. 120 Mos.
New 3.59% 3.99% 4.49% 4.84% 5.49%
Used 2015-2018 4.34% 4.74% 5.49% 5.84% n/a
Used 2013-2014 4.84% 5.74% 6.24% n/a n/a
Used 2012 & Older 5.59% 6.49% n/a n/a n/a

New = Current or previous two model years and no previous owner
Minimum loan amount of $10,000 for 60 month term and $25,000 for over 60 months.

Unsecured Loans Learn More

Type 24 Mos. 36 Mos. 48 Mos. 60 Mos.
Signature up to $2,500 9.75% n/a n/a n/a
Signature up to $5,000 9.75% 10.50% n/a n/a
Signature up to $7,500 9.75% 10.50% 11.75% n/a
Signature up to $15,000 9.75% 10.50% 11.75% 13.75%

Other Loans

Type Terms
Share Secured Current Dividend Rate + 2.00%; Floor Rate = 3.50%
Single-Pay 90-Day Note 13.75%

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